Online accounts are consistently compromised for many reasons. This may be because another organization was breached where your log in credentials were stolen, an email asked you to log into a site that you thought was legitimate but wasn’t, or another method. Ultimately, your username and password are in the hands of someone else. So, with our online accounts getting “hacked” all the time, how do we combat this?
Two Factor or Multi Factor Authentication has been implemented by many free and paid services to protect their users, but what exactly is it? This is when after entering your typical username and password, the service requires an additional code or answer. This may include a code via text message, code via app on a mobile device, or even an answer to a secret question.
Unfortunately answers to questions like first pet name, mother’s maiden name, favorite teacher, are easily found by scammers. How you may ask? By people giving it to them! We’ve seen some of these surveys people fill out on social media to see what superhero, or spirit animal they are, include some of these personal questions.
To remove the human vulnerability, technology has turned away from personal questions to biometrics and possession factors as a solution. Biometrics like using your fingerprints or face to unlock your phone, gain access to a secure room, or even log you in. The other method is via possession factor like a text message to your cell phone, or code from an app on your mobile device. These solutions remove the need to remember an answer and randomize the access code every single time.
So, will this 100% guarantee that you will no longer be hacked? While we cannot say that with certainty, you will not be the low hanging fruit compared to other users that may have been compromised. This extra layer of security is a great deterrent and will thwart many scammers by making it more difficult for them to gain access to your account.
See our videos on YouTube that shows how easy it is to use Two Factor authentication with Office 365.
Text Message 2FA
Mobile App 2FA